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Whatever You Do, Do It for Less at Harbor Freight - Learn More

Credit offers subject to credit approval and cannot be combined. If your purchase qualiﬁes for multiple offers, you will be asked to choose the offer to apply. Equal pay purchases and 10% off discount do not earn reward points. We reserve the right to discontinue or alter the terms of these offers at any time.

The equal pay monthly payments required should allow you to pay off the equal pay purchase within the equal pay period if:

You make your payments by the due date each month, and
This balance is the only balance on your account during the equal pay period

If you have other balances on your account, the equal pay monthly payment will be added to the minimum payment applicable to those balances. Any monthly payments shown do not include taxes and delivery since those amounts are not the same for every transaction.

IMPORTANT: The Information about the Equal Monthly Payment shown assumes the Equal Pay promotional financing offer is applied to the purchase

† Qualifying purchase amount must be on a single receipt. No interest will be charged, and equal monthly payments will be required on each equal pay purchase until it is paid in full. These payments equal the total equal pay purchase amount (including taxes and delivery) divided by the number of months in the equal pay period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this was not an equal pay purchase. During the month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Any estimated required monthly payments shown in an advertisement in connection with this promotional offer do not include taxes and delivery since those amounts are not the same for every transaction. Late fees charged for not making a monthly payment by the due date will be assessed interest. Regular account terms apply to non-equal pay purchases. For new accounts: As of 8/6/2024 Variable Purchase APR is 32.74%. Minimum interest charge is $2. This APR will vary with the market based on the prime rate. Existing cardholders: See your credit card agreement terms.

*To qualify for this offer you must apply and be approved for a new Harbor Freight Tools Credit Card. One-time 10% off (excludes shipping and handling) will be applied at checkout to your first purchase with the card unless your purchase qualifies for and you choose an equal pay option, in which case you will forfeit the 10% offer.

**Earn 5 reward points for each $1 in net purchases charged to your Harbor Freight Tools Credit Card and receive $5 in Harbor Freight Money for every 500 points earned. See Rewards Program Terms for details.

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Pricing, promotions, and availability may vary by location and at www.harborfreight.com and are subject to change without notice. We reserve the right to limit quantities. “Compare to” advertised price means that the specified comparison, which is an item with the same or similar function, was advertised for sale at or above the “Compare to” price by another national retailer in the U.S. within the past 90 days. Prices advertised by others may vary by location. No other meaning of “Compare to” should be implied. Although we make every effort to assure that our prices and products are advertised as accurately as possible, we are only human and in the event an error is made, we reserve the right to correct it.

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